Portfolio Overview
The Portfolio seeks growth of current income and low to moderate growth of capital.
The Portfolio invests in a targeted mix of stock and bonds mutual funds that represent various asset classes and sectors.
| U.S. Equities | 20% |
| International Equities | 8% |
| Real Estate Equities | 2% |
| Fixed Income | 70% |
Real EstateInternational Equity
U.S. EquityFixed Income
Money Market
U.S. EquityFixed Income
Money Market
The Underlying Mutual Funds
| Fund | Percent |
| Fixed Income | |
| Vanguard Total Bond Market Index Fund | 27% |
| Vanguard Short‐Term Inflation‐Protected Securities Index Fund | 11% |
| Vanguard Short‐Term Bond Index Fund | 22% |
| Vanguard High-Yield Corporate Fund | 5% |
| Vanguard Emerging Markets Government Bond Index Fund | 5% |
| Real Estate | |
| Vanguard Real Estate Index Fund | 2% |
| Fund | Percent |
| Domestic (U.S.) Equity | |
| Vanguard Total Stock Market Index Fund | 20% |
| International Equity | |
| Vanguard Total International Stock Index Fund | 8% |
Portfolio Performance1
As of March 31, 2024
| Portfolio | YTD | 3 Mo | 1yr | 3yr | 5yr | LTD | Exp. Ratio | Inception Date |
| Ages 15-16 | 2.24% | 2.24% | 8.90% | 1.77% | 4.45% | 4.25% | 0.22% | 9/28/16 |
Underlying Mutual Fund Performance3
As of 12/31/2023
| Domestic Equity Fund | Expense Ratio | Ticker | QTR | YTD | 1yr | 3yr | 5yr | 10yr or Life of Fund | Inception Date | |
| Vanguard Total Stock Market Index Fund Fact Sheet, Prospectus, Annual Report | 0.02% | VSMPX | 12.17% | 26.03% | 26.03% | 8.45% | 15.09% | 11.29% | 4/28/15 | |
| Fixed Income Funds | Expense Ratio | Ticker | QTR | YTD | 1yr | 3yr | 5yr | 10yr or Life of Fund | Inception Date | |
| Vanguard Total Bond Market Index Fund Fact Sheet, Prospectus, Annual Report | 0.03% | VBTIX | 6.70% | 5.72% | 5.72% | -3.34% | 1.14% | 1.81% | 2/5/10 | |
| Vanguard Short-Term Inflation-Protected Securities Index Fund Fact Sheet, Prospectus, Annual Report | 0.04% | VTSPX | 2.55% | 4.61% | 4.61% | 2.31% | 3.34% | 1.95% | 10/17/12 | |
| Vanguard Short-Term Bond Index Fund Fact Sheet, Prospectus, Annual Report | 0.05% | VBITX | 3.40% | 4.88% | 4.88% | -0.66% | 1.49% | 1.38% | 9/27/11 | |
| Vanguard High-Yield Corporate Fund Fact Sheet, Prospectus, Annual Report | 0.13% | VWEAX | 7.30% | 11.74% | 11.74% | 1.82% | 5.21% | 4.43% | 11/12/01 | |
| Vanguard Emerging Markets Government Bond Index Fund Fact Sheet, Prospectus, Annual Report | 0.18% | VGIVX | 9.75% | 10.47% | 10.47% | -3.58% | 1.58% | 2.72% | 2/11/15 | |
| International Equity Fund | Expense Ratio | Ticker | QTR | YTD | 1yr | 3yr | 5yr | 10yr or Life of Fund | Inception Date | |
| Vanguard Total International Stock Index Fund Fact Sheet, Prospectus, Annual Report | 0.07% | VTPSX | 9.98% | 15.54% | 15.54% | 1.80% | 7.38% | 4.13% | 11/30/10 | |
| Real Estate Fund | Expense Ratio | Ticker | QTR | YTD | 1yr | 3yr | 5yr | 10yr or Life of Fund | Inception Date | |
| Vanguard Real Estate Index Fund Fact Sheet, Prospectus, Annual Report | 0.10% | VGSNX | 18.13% | 11.82% | 11.82% | 5.05% | 7.35% | 7.38% | 12/2/03 | |