Portfolio Overview

The Portfolio seeks growth of current income and low to moderate growth of capital.

The Portfolio invests in a targeted mix of stock and bonds mutual funds that represent various asset classes and sectors.

U.S. Equities 20%
International Equities 8%
Real Estate Equities 2%
Fixed Income 70%

Real EstateInternational Equity
U.S. EquityFixed Income
Money Market

The Underlying Mutual Funds

Fund Percent
Fixed Income
Vanguard Total Bond Market Index Fund 27%
Vanguard Short‐Term Inflation‐Protected Securities Index Fund 11%
Vanguard Short‐Term Bond Index Fund 22%
Vanguard High-Yield Corporate Fund 5%
Vanguard Emerging Markets Government Bond Index Fund 5%
Real Estate
Vanguard Real Estate Index Fund 2%
Fund Percent
Domestic (U.S.) Equity
Vanguard Total Stock Market Index Fund 20%
International Equity
Vanguard Total International Stock Index Fund 8%

Portfolio Performance1

As of January 31, 2024

PortfolioYTD3 Mo1yr3yr5yrLTDExp. RatioInception Date
Ages 15-160.00%8.70%6.62%1.25%4.48%4.03%0.22%9/28/16

Underlying Mutual Fund Performance3

As of 9/30/2023

Domestic Equity FundExpense RatioTickerQTRYTD1yr3yr5yr10yr or Life of FundInception Date
Vanguard Total Stock Market Index Fund
Fact Sheet, Prospectus, Annual Report
0.02%VSMPX-3.29%12.36%20.40%9.26%9.07%10.14%4/28/15
Fixed Income FundsExpense RatioTickerQTRYTD1yr3yr5yr10yr or Life of FundInception Date
Vanguard Total Bond Market Index Fund
Fact Sheet, Prospectus, Annual Report
0.03%VBTIX-3.08%-0.91%0.75%-5.19%0.15%1.13%2/5/10
Vanguard Short-Term Inflation-Protected Securities Index Fund
Fact Sheet, Prospectus, Annual Report
0.04%VTSPX0.43%2.01%3.31%1.89%2.77%1.67%10/17/12
Vanguard Short-Term Bond Index Fund
Fact Sheet, Prospectus, Annual Report
0.05%VBITX0.16%1.44%2.52%-1.66%1.10%1.05%9/27/11
Vanguard High-Yield Corporate Fund
Fact Sheet, Prospectus, Annual Report
0.13%VWEAX-0.20%4.14%9.21%0.97%2.82%4.03%11/12/01
Vanguard Emerging Markets Government Bond Index Fund
Fact Sheet, Prospectus, Annual Report
0.18%VGIVX-2.88%0.65%7.83%-4.76%-0.33%1.70%2/11/15
International Equity FundExpense RatioTickerQTRYTD1yr3yr5yr10yr or Life of FundInception Date
Vanguard Total International Stock Index Fund
Fact Sheet, Prospectus, Annual Report
0.07%VTPSX-4.01%5.06%20.51%3.90%2.77%3.64%11/30/10
Real Estate FundExpense RatioTickerQTRYTD1yr3yr5yr10yr or Life of FundInception Date
Vanguard Real Estate Index Fund
Fact Sheet, Prospectus, Annual Report
0.10%VGSNX-8.50%-5.34%-1.22%2.34%2.46%5.53%12/2/03